Ratings are rounded to the nearest half-star. Overall bank rating. The scoring formulas take into account multiple data points for each financial product and service. Pros No monthly fees on checking or savings. Checking that earns interest. Cons No branches. Average mobile app ratings. High overdraft fees. Savings: 0. FNBO Direct is an online bank that offers checking and savings accounts with high yields and no monthly fees or minimum balance requirements.
You can learn more about him on the About Page , or on his personal site RobertFarrington. He regularly writes about investing, student loan debt, and general personal finance topics geared towards anyone wanting to earn more, get out of debt, and start building wealth for the future.
He is also a regular contributor to Forbes. Other Options. Get Out Of Debt. How To Start. Extra Income. Build Wealth. Credit Tools. And both types of accounts come with interest rates that are far above the national average Like other online banks , FNBO Direct has done away with many of the pain points that are common with full-service banks like account fees and minimum balance requirements.
Quick Summary. Product Name. Min Deposit. What Do They Offer? Both financial products include online banking. Are There Any Fees? Is My Money Safe? APY On Savings. APY On Checking. Up to 0. Up to 1. FDIC Insured. Savings and checking. Minimum Balance Requirements. Maintenance Fees. None online-only bank. Overdraft Fee. Retail Banking Satisfaction Survey. FNBO Direct is a solid option for consumers who want free online banking and a competitive interest rate on checking and savings account balances.
While you can earn interest on your savings and checking accounts at FNBO Direct, you may still be able to find better rates elsewhere. Retail Banking Satisfaction Study. Actively scan device characteristics for identification. Use precise geolocation data.
Select personalised content. Create a personalised content profile. Measure ad performance. Select basic ads. Create a personalised ads profile. Select personalised ads. Apply market research to generate audience insights. Measure content performance. Develop and improve products. List of Partners vendors. Banking Bank Reviews. By LaToya Irby. LaToya Irby is a credit expert who has been covering credit and debt management for The Balance for more than a dozen years.
Learn about our editorial policies.
0コメント